This sector converts household saving into ownership of the economy and household debt into securities other people can own. It is the most abstract layer in the map and the most traceable: index funds and annuities both exist because a person cannot know how long they will live or how markets will behave over the years they must fund.
18solutions
20public companies
11private, mutual, nonprofit, state
$2.1Tpublic market value
Its neighbourhood
Everything this entry connects to directly. Click any point to follow it.
Public companies
Private, mutual, nonprofit and state
Solutions in this sector
- Tax-advantaged education savings plans
- Mortgage-backed securities
- Charitable giving vehicles
- Tax-advantaged retirement accounts
- Index funds and target-date funds
- Bonds and fixed income
- Financial advisors
- Robo-advisors
- Employer retirement matching
- Retirement planning services
- Catch-up retirement contributions
- Pension and benefit timing optimisation
- Grandparent gifting
- Trusts
- Defined-benefit pensions
- Withdrawal-rate strategies
- Tax-free conversion strategies
- Charitable bequests and naming gifts
Trends reshaping it
- Ageing populations and the longevity economy
- The great wealth transfer
- Private credit and the retailisation of private markets
- Stablecoins and tokenised assets
- Fiscal dominance and the term premium
- Reserve diversification and gold
- The retirement savings gap and pension reform
- Longevity biotech and cell/gene therapy
- Build-to-rent and institutional ownership of homes
- Working past seventy
- Retail investors and financial nihilism
- Private equity and consolidation in healthcare
- Gulf sovereign capital as global allocator
- Japan leaves zero rates