Bonds and fixed income. Lend instead of own.
It is a financial instrument.
It exists to relieve Retirement savings are exposed to the market. That is the whole reason it is here: nothing enters this map without a human problem behind it.
It could not exist without Capital markets. These are the quiet preconditions — remove any one and the solution stops working.
4 organisations in this map sell it, 4 of them publicly listed.
Its neighbourhood
Everything this entry connects to directly. Click any point to follow it.
The line back to a human being
4 hops from a person at a phase of life. The further a thing sits from the person, the more abstract it looks — and the more it tends to be mistaken for something that came from nowhere.
- SolutionBonds and fixed income
- FrictionRetirement savings are exposed to the market
- SolutionTax-advantaged retirement accounts
- FrictionRetirement is now visible and must be funded from what remains
- Life phaseMidlife
- Rooted inSafety
- Rooted inScarce resources
- Rooted inUncertainty
Relieves
Requires
Who sells it
| Organisation | Value | Type | Products |
|---|---|---|---|
| BlackRock | $160B | public · BLK | iShares ETFs, LifePath target-date funds, Aladdin |
| S&P Global | $160B | public · SPGI | credit ratings, S&P 500 index, market data |
| Allianz | $150B | public · ALV | P&C, life, PIMCO |
| Moody's | $90B | public · MCO | credit ratings, analytics |