Employer retirement matching. The employer co-funds the saving.
It is an institution or public programme.
It exists to relieve Retirement is now visible and must be funded from what remains. That is the whole reason it is here: nothing enters this map without a human problem behind it.
It could not exist without Retirement tax law. These are the quiet preconditions — remove any one and the solution stops working.
6 organisations in this map sell it, 1 of them publicly listed.
Its neighbourhood
Everything this entry connects to directly. Click any point to follow it.
The line back to a human being
2 hops from a person at a phase of life. The further a thing sits from the person, the more abstract it looks — and the more it tends to be mistaken for something that came from nowhere.
- SolutionEmployer retirement matching
- FrictionRetirement is now visible and must be funded from what remains
- Life phaseMidlife
- Rooted inScarce resources
- Rooted inUncertainty
Relieves
Requires
Who sells it
| Organisation | Value | Type | Products |
|---|---|---|---|
| ADP | $120B | public · ADP | payroll, 401(k) recordkeeping, ADP employment report |
| Gusto | $9.5B | private | small-business payroll and benefits |
| Guideline | $1.15B | private | 401(k) for small businesses |
| Fidelity Investments | private | 401(k) recordkeeping, brokerage, index funds | |
| Empower | private | 401(k) recordkeeping, retirement planning | |
| TIAA | nonprofit | retirement plans for educators, Nuveen |