Company

Charles Schwab

Type: public
Ticker: SCHW · NYSE
Market value: $170B

Charles Schwab is public, listed as SCHW on NYSE, in Capital markets and wealth management.

What it sells: brokerage, IRAs, Intelligent Portfolios, donor-advised funds.

In the language of this map it serves 4 solutions — Tax-advantaged retirement accounts, Robo-advisors, Charitable giving vehicles and Index funds and target-date funds — which between them relieve 6 human frictions.

Its neighbourhood

Everything this entry connects to directly. Click any point to follow it.

Sells

Tax-advantaged retirement accountsMidlife
Robo-advisorsMidlife
Charitable giving vehiclesMidlife
Index funds and target-date fundsMidlife

Human frictions it ultimately relieves

Reached through the solutions above, never directly.

Retirement is now visible and must be funded from what remainsMidlife
Peak earning is peak taxationMidlife
Will the money last as long as the lifeLate career
Money must arrive every month without a jobRetirement
The advisor is paid by someone other than the clientMidlife
Retirement savings are exposed to the marketMidlife

Trends favouring it

The great wealth transferCompounding now. Evidence is visible in company results and data.

Trends pressuring it

Retail investors and financial nihilismCompounding now. Evidence is visible in company results and data.