UnitedHealth Group is public, listed as UNH on NYSE, in Insurance.
What it sells: employer and individual plans, Medicare Advantage, Optum Rx PBM, Optum home health.
In the language of this map it serves 6 solutions — Employer-sponsored health insurance, Family health insurance plans, Supplemental and advantage plans, Pharmacy benefit managers and drug plans, Home care and home health aides and Coverage continuation and individual marketplaces — which between them relieve 12 human frictions.
Its neighbourhood
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Sells
Human frictions it ultimately relieves
Reached through the solutions above, never directly.
- Lose the parents' health coverage before earning your own
- A hospital birth is a five-figure invoice
- Someone in the house is always sick
- The public plan does not cover everything
- Lifelong medication at monopoly prices
- Cannot manage washing, dressing, eating, or moving alone
- Children and parents need care at the same time
- Parents need care and money you may not have
- Incontinence and dependence strip dignity
- Cannot shop, cook, chew, or swallow
- Leaving the job means losing coverage
- Stop working before public health coverage begins