Supplemental and advantage plans. Private cover for the public plan's holes.
It is a financial instrument.
It exists to relieve The public plan does not cover everything. That is the whole reason it is here: nothing enters this map without a human problem behind it.
It could not exist without Insurance regulation and Actuarial science. These are the quiet preconditions — remove any one and the solution stops working.
5 organisations in this map sell it, 4 of them publicly listed.
Its neighbourhood
Everything this entry connects to directly. Click any point to follow it.
The line back to a human being
4 hops from a person at a phase of life. The further a thing sits from the person, the more abstract it looks — and the more it tends to be mistaken for something that came from nowhere.
- SolutionSupplemental and advantage plans
- FrictionThe public plan does not cover everything
- SolutionPublic health insurance for the old
- FrictionThe body costs more each year
- Life phaseRetirement
- Rooted inMortality
- Rooted inSafety
- Rooted inScarce resources
- Rooted inUncertainty
Relieves
Requires
Who sells it
| Organisation | Value | Type | Products |
|---|---|---|---|
| UnitedHealth Group | $300B | public · UNH | employer and individual plans, Medicare Advantage, Optum Rx PBM |
| Aflac | $55B | public · AFL | supplemental health, cancer, accident policies |
| Humana | $30B | public · HUM | Medicare Advantage, Part D plans, CenterWell home health |
| Molina Healthcare | $8B | public · MOH | Medicaid and Medicare plans |
| AARP | nonprofit | member advocacy, job board for older workers, Medicare plans via UnitedHealthcare |