Leaving the job means losing coverage. Created by employer coverage: health care becomes a reason to stay.
This is a need. Something a person cannot ignore. Non-negotiable, usually urgent, and the most reliable foundation for a business. It is felt by the individual, continuously, and rates 3 out of 5 for the pressure it exerts.
It is rooted in Safety and Uncertainty.
This friction did not arise on its own. It was created by Employer-sponsored health insurance — a solution to an earlier problem that produced this one.
The market has answered it in 1 ways: Coverage continuation and individual marketplaces
Its neighbourhood
Everything this entry connects to directly. Click any point to follow it.
The line back to a human being
3 hops from a person at a phase of life. The further a thing sits from the person, the more abstract it looks — and the more it tends to be mistaken for something that came from nowhere.
- FrictionLeaving the job means losing coverage
- SolutionEmployer-sponsored health insurance
- FrictionLose the parents' health coverage before earning your own
- Life phaseEarly adulthood
- Rooted inSafety
- Rooted inScarce resources
- Rooted inUncertainty
Relieved by
Every one of these is a business, an institution or a habit built on this single pressure.