Family health insurance plans. Cover the whole unit under one policy.
It is a financial instrument.
It exists to relieve Someone in the house is always sick. That is the whole reason it is here: nothing enters this map without a human problem behind it.
It could not exist without Insurance regulation and Actuarial science. These are the quiet preconditions — remove any one and the solution stops working.
3 organisations in this map sell it, 2 of them publicly listed.
Its neighbourhood
Everything this entry connects to directly. Click any point to follow it.
The line back to a human being
2 hops from a person at a phase of life. The further a thing sits from the person, the more abstract it looks — and the more it tends to be mistaken for something that came from nowhere.
- SolutionFamily health insurance plans
- FrictionSomeone in the house is always sick
- Life phaseParenthood
- Rooted inSafety
- Rooted inScarce time
Relieves
Requires
Who sells it
| Organisation | Value | Type | Products |
|---|---|---|---|
| UnitedHealth Group | $300B | public · UNH | employer and individual plans, Medicare Advantage, Optum Rx PBM |
| Elevance Health | $80B | public · ELV | Anthem Blue Cross plans, Medicaid managed care, CarelonRx |
| Kaiser Permanente | nonprofit | integrated health plan and hospitals |