Bank capital and mortgage regulation. Limit how much correlated risk lenders and securitisers may hold.
It is an institution or public programme.
It exists to relieve Correlated mortgage defaults can take down the system. That is the whole reason it is here: nothing enters this map without a human problem behind it.
It could not exist without Financial regulator. These are the quiet preconditions — remove any one and the solution stops working.
1 organisations in this map sell it.
Its neighbourhood
Everything this entry connects to directly. Click any point to follow it.
The line back to a human being
6 hops from a person at a phase of life. The further a thing sits from the person, the more abstract it looks — and the more it tends to be mistaken for something that came from nowhere.
- SolutionBank capital and mortgage regulation
- FrictionCorrelated mortgage defaults can take down the system
- SolutionMortgage-backed securities
- FrictionBorrower may not repay
- SolutionMortgage
- FrictionNeed a shared home before you can afford to own one
- Life phaseHousehold formation
- Rooted inSafety
- Rooted inScarce resources
- Rooted inShelter
- Rooted inUncertainty
Relieves
Requires
Who sells it
| Organisation | Value | Type | Products |
|---|---|---|---|
| Federal Reserve / OCC / FDIC | government | bank capital rules, stress tests |