Mortgage refinancing. Replace the loan when rates or equity move.
It is a financial instrument.
It exists to relieve The wealth is in the house and cannot be spent. That is the whole reason it is here: nothing enters this map without a human problem behind it.
It could not exist without Mortgage. These are the quiet preconditions — remove any one and the solution stops working.
4 organisations in this map sell it, 4 of them publicly listed.
Its neighbourhood
Everything this entry connects to directly. Click any point to follow it.
The line back to a human being
2 hops from a person at a phase of life. The further a thing sits from the person, the more abstract it looks — and the more it tends to be mistaken for something that came from nowhere.
- SolutionMortgage refinancing
- FrictionThe wealth is in the house and cannot be spent
- Life phaseMidlife
- Rooted inScarce resources
Relieves
Requires
Who sells it
| Organisation | Value | Type | Products |
|---|---|---|---|
| JPMorgan Chase | $800B | public · JPM | Chase mortgages, Chase credit cards, auto finance |
| Rocket Companies | $35B | public · RKT | Rocket Mortgage, Redfin, Mr. Cooper servicing |
| UWM Holdings | $8B | public · UWMC | wholesale mortgage lending |
| PennyMac Financial | $5B | public · PFSI | mortgage origination and servicing |