Auto loans and leases. A car on future wages.
It is a financial instrument.
It exists to relieve Get to work without a parent's car. That is the whole reason it is here: nothing enters this map without a human problem behind it.
It could not exist without Banking system, Credit score and Car ownership. These are the quiet preconditions — remove any one and the solution stops working.
16 organisations in this map sell it, 15 of them publicly listed.
Its neighbourhood
Everything this entry connects to directly. Click any point to follow it.
The line back to a human being
2 hops from a person at a phase of life. The further a thing sits from the person, the more abstract it looks — and the more it tends to be mistaken for something that came from nowhere.
- SolutionAuto loans and leases
- FrictionGet to work without a parent's car
- Life phaseEarly adulthood
- Rooted inScarce resources
- Rooted inScarce time
Relieves
Requires
Who sells it
| Organisation | Value | Type | Products |
|---|---|---|---|
| JPMorgan Chase | $800B | public · JPM | Chase mortgages, Chase credit cards, auto finance |
| Bank of America | $350B | public · BAC | mortgages, credit cards, Merrill wealth management |
| Wells Fargo | $260B | public · WFC | mortgages, home equity lines, credit cards |
| Toyota | $250B | public · TM | Corolla, RAV4, Sienna minivan |
| Capital One | $130B | public · COF | credit cards, Discover network, auto finance |
| Banco Santander | $110B | public · SAN | retail banking, auto finance, Openbank |
| BNP Paribas | $90B | public · BNP | retail banking, consumer finance, Arval leasing |
| Bajaj Finance | $70B | public · BAJFINANCE | consumer durable loans, personal loans |
| Carvana | $60B | public · CVNA | online used car sales and financing |
| General Motors | $55B | public · GM | Chevrolet, GMC, Cadillac |
| Volkswagen Group | $55B | public · VOW3 | VW, Audi, Porsche |
| Ford | $45B | public · F | F-150, Explorer, Ford Credit |
| Ally Financial | $12B | public · ALLY | auto loans and leases, online savings |
| CarMax | $8B | public · KMX | used cars, CarMax Auto Finance |
| Upstart | $5B | public · UPST | AI credit underwriting |
| Navy Federal Credit Union | mutual | largest US credit union; mortgages, auto loans |