Income-driven repayment and forgiveness programmes. Tie the payment to what the credential actually earned.
It is an institution or public programme.
It exists to relieve Debt that arrives before the income does. That is the whole reason it is here: nothing enters this map without a human problem behind it.
It could not exist without Student loan law. These are the quiet preconditions — remove any one and the solution stops working.
1 organisations in this map sell it.
Its neighbourhood
Everything this entry connects to directly. Click any point to follow it.
The line back to a human being
6 hops from a person at a phase of life. The further a thing sits from the person, the more abstract it looks — and the more it tends to be mistaken for something that came from nowhere.
- SolutionIncome-driven repayment and forgiveness programmes
- FrictionDebt that arrives before the income does
- SolutionStudent loans
- FrictionThe credential costs more than the student has
- SolutionUniversity
- FrictionAcquire a credential that employers will accept
- Life phaseEarly adulthood
- Rooted inScarce resources
- Rooted inStatus
- Rooted inUncertainty
Relieves
Requires
Who sells it
| Organisation | Value | Type | Products |
|---|---|---|---|
| US Department of Education (Federal Student Aid) | government | Direct Loans, Pell Grants, income-driven repayment |