Unum Group is public, listed as UNM on NYSE, in Insurance.
What it sells: group disability, long-term care (closed block).
In the language of this map it serves 2 solutions — Disability insurance and Long-term care insurance — which between them relieve 8 human frictions.
Its neighbourhood
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Sells
Human frictions it ultimately relieves
Reached through the solutions above, never directly.
- Lose the home if income drops
- Household collapses if an earner dies or is disabled
- The children must be provided for if a parent dies
- A layoff arrives when the fixed costs are highest
- Lose the ability to work or care for oneself, at any age
- Parents need care and money you may not have
- The money may run out before the life does
- Care costs more per year than most people saved