PB Fintech (Policybazaar) is public, listed as POLICYBZR on NSE, in Insurance.
What it sells: insurance and loan marketplace.
In the language of this map it serves 3 solutions — Term life insurance, Health insurance and Auto insurance — which between them relieve 8 human frictions.
Its neighbourhood
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Sells
Human frictions it ultimately relieves
Reached through the solutions above, never directly.
- Lose the home if income drops
- Household collapses if an earner dies or is disabled
- The children must be provided for if a parent dies
- Decide what to leave and to whom
- Someone still depended on the income
- Illness or injury can arrive on any day of any phase
- Driving creates accident and liability risk
- Teenagers are the most dangerous drivers on the road