Dozens of institutions must be told, in order, with proof

Dozens of institutions must be told, in order, with proof. Banks, insurers, utilities, subscriptions, the state — each with its own form.

This is a tolerated. A problem people have quietly learned to live around. The most interesting category, because tolerance means nobody has solved it well enough to be noticed. It is felt by the survivors, once in a lifetime, and rates 3 out of 5 for the pressure it exerts.

It comes from Scarce time meeting the demands of Death. The constants never change; the phase decides which of them presses hardest.

The market has answered it in 3 ways: Death certificates, Estate settlement and account-closure services and Estate sales and clearance